Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Bank Vault or Desktop?

That's the question of the day - Where do you keep important papers - locked up in a safety deposit box at your bank or should you keep it at home, In safe place? First off - it's important that all the important papers you have - marriage (and divorce) documents, birth certificates, adoption papers, real estate deeds, wills, passports, copyrights or patents, insurance policies,...

The Summer Breeze

Can you believe it? The summer is almost over! Pretty soon we'll be complaining about the cold, shoveling snow and thinking about the warmer month's ahead!! Before we get there, let's do a little housekeeping. Before it gets cold, before the bad weather, there are a few things to think about. It's a good idea to check and replace batteries in your smoke detectors, C02...

OBAMACARE- Almost Two Years Later

So now that some of the dust has settled, where are we with ObamaCare? ObamaCare, which is the popular name given to the ACA (Affordable Care Act) is almost two years old. By now, with a few exceptions, if you had health insurance as an individual (not through an employer) or if you had health insurance through a small group (employer groups with less then...

Let's Talk Benes!!!!

Let's talk benes!!! At first thought, naming a beneficiary seems to be an easy thing to do, a no brainer. The reality is naming a beneficiary is one of the most important things you can do and one that requires planning and thought. A beneficiary is a person or legal entity that is entitled to receive proceeds from a life insurance policy, an estate, a...

IF THERE'S A WILL...

IF THERE'S A WILL... There's a way!!! Do you have a will? Is it current? Having a will is a gift you leave the important people in your life. This makes it easy for your estate to be managed. Your assets - the things you own will go to your loved ones and the important people (or charities) in your life in the way you want....